Frequently Asked Questions About Small Business Funding

About OnVision

Onvision Capital is a leading provider of business funding in the United States. We focuson providing working capital to businesses as quickly as possible because we understand that timing is a key factor in the success of most business opportunities.
To contact Onvision Capital, you can call us at (305) 990-1185 or email us at
To apply for business funding, you can call us to speak with a representative. They will provide you with a short application and request documentation of revenue such as business bank statements.
Your business can receive funding in as little as one to three hours after you submit an application.

About Qualifying For A Loan

To satisfy the basic requirements for business funding, you must complete a short application, show documents that your business is generating revenue (typically three months bank statements), Drivers License and Voided check. Please keep in mind that some businesses may be asked to provide additional information prior to funding.
Rest assured that Onvision Capital approves businesses in nearly all industries.
You do not need a business plan to be approved, but your business must be currently operating and generating sales.
We understand that it can be very difficult and time consuming to get approved for bank financing, so if you have been turned down by a bank that will not affect your application with Onvision Capital.

About The Process

Your personal credit is typically not a deciding factor in the approval. Your business history is usually more relevant in the underwriting process.
There is no fee to apply for your business advance. Once your business is approved, you will receive a funding agreement, which will detail the applicable fees for your advance. If you have any questions about fees, the underwriter assigned to your account will be available to you to answer any questions.
No, it is not a loan. OnVision Capital purchases the future receivables of a business at a discount for an upfront cash payment. Our underwriting team will review the financial information of the business, compute what the business can afford on a daily or weekly payment and provide an offer of the terms of the agreement.
Funding amounts vary from business to business, but generally OnVision Capital’s merchant cash advances range from $5,000 to $2,000,000.

The Benefit Of Choosing Us

OnVision Capital often provides cash advances to businesses that have been turned down by traditional lenders. We are more flexible than banks in terms of the types of businesses we will work with, the purpose for which the funds will be used, and in some cases, the credit history of the business and its owners.
Unlike banks, OnVision Capital has greater flexibility when it comes to reviewing past credit experience. Past credit problems can typically be overcome by a demonstration of current business strength accompanied by a strong likelihood of continued good business trends.
OnVision Capital works hard to understand your underlying business plan and it’s unique business features. We want your business to succeed. If your plan makes good business sense, it’s entirely possible that we will be able to fund them.
In an industry where many companies use high-pressure sales tactics and cloud the total costs, OnVision Capital offers a refreshingly transparent sales approach. Think of OnVision Capital as your silent business partner. We’ll tell you if the product is right for you, and we’ll work with you to help you maximize the return on your advance, so you can increase sales and profits.
OnVision Capital strives to service repeated advances for each merchant based on the business’s needs. We pride ourselves in relationship building and our goal is to be your sole source of funding. In fact, the customers who have tested the competition usually return to OnVision Capital because of our straightforward approach. Growing your business is our business, and we aim to provide repeat transactions.

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